HomeBuilder Preferred Lender Incentive Program

Gumbeaux Lending Group will match any preferred lender incentives towards closing costs and pre-paids up to 2% of sales price (or with a max of $10K). This also includes complimentary appraisal up to $585 paid directly by Gumbeaux Lending Group if your builder chooses Gumbeaux Group as their preferred lender (subject to credit approval and program allowance including its terms).

We provide builders with real-time updates and status for any loan progress from application to funding. Transfer appraisals are allowed for FHA and most conventional deals. Closing disclosures are electronically signed by your buyers right after the appraisal has been approved by our underwriters! No delayed closings!

Unsure if your buyer is fully Qualified? All Purchase transactions will receive a conditional approval review from underwriters (Credit-Income-Assets) 24 hours from initial application. No more pre-qual or pre-approval; “Real Commitment!”

FHA/VA/RD Loans

Gumbeaux Lending Group has served 1st time homebuyers with FHA/USDA loans including Veterans with VA Loans for over 20 years. With approving tens of thousands of loans, it is clear that we have the experience to ensure you receive the maximum advantages and ease of process closing your Government loan. We appreciate everything all of our veterans, educators, public service officers do for our community! We salute you!

Investment Property Loans

Thinking about buying an investment property? We offer stated income, or NONI (“No Income Verification”) programs!

We are investment property lending experts. Gumbeaux Lending Group has many different options for the real estate investor. Whether purchase, refinance, cash out refinance, or rehab, we can certainly help.

First Time Home Buyers

If this is your first time purchasing a house, Gumbeaux Lending Group is the place for you! Our experienced staff will take the time and help you every step of the way. We also assist your realtor and builder with an underwriting decision (“TBD” approval before you submit your offer/contract for your new home). This includes showing you all of the loan options available to you when purchasing your first home.

FHA/VA/RD/Home Heady/Home Possible Downpayment Assistance Programs are always considered our 1st line of products.

We make sure you get the best experience purchasing your first home, and the right loan when working with Gumbeaux Lending Group.

Jumbo Loans

We offer certain Jumbo Loan products that other companies don’t offer. We include 1-year tax returns, VOE only, and 1-month bank statement income deals. Obtaining 2 years of tax returns plus CPA audited financials are a thing of the past.

We are “minimally invasive” when it comes to the process of financing your home. We also have a specific Jumbo product for professionals in the medical field, lawyers, CPA’s, etc.

Refinance Your Home & Investment Property

Save Money! Lower your payments, shorten your term, or both with an easy refinance loan from Gumbeaux Lending Group.

Examine if it’s time for you to refinance your Jumbo, FHA/VA, Conventional, including your HARD Money Loan. Contact us today!