Gumbeaux Lending Group will honor all purchase &Refinance transaction close dates from a minimum 21 Calendardays of receipt of sales contract (purchase) & receipt ofappraisal fee (refinance). If we aren’t able to close on-time aspromised/contract close date. Gumbeaux Lending Group willprovide a Refrigerator, Deep Freezer or $500 of your choicefrom Conns Home Plus after closing.Further RulesContract closing date must be at least 21 calendar days after receipt of a completedmortgage application, supporting documents, and a fully-executed purchase contract. Thisoffer is only available for new, residential first-lien loan applications submitted directly toGLG For any property that receives an initial appraisal subject to repairs/completion, afinal inspection will be required. GLG guarantees closing within 3 business days of receiptof a satisfactory final inspection.The $500 cash back will be paid in the form of a check, post-closing or delivery of theappliance. The Closing Guarantee will not apply in any of the following cases:

•  Changesto the original closing date documented in the purchase agreement.
•  Changes in theloan amount, product, or terms requested within 10 days of closing.
• closing dateextensions due to a delay in completion of new construction, improvements, or repairsbeing made to the subject property.
•   failure by either party to meet contract terms andrequirements including seller related delays
•  Transactions involving Co-ops, CEMAs, orrequiring two (2) or more appraisals.
•   Delays due to force majeure events includingweather, or natural disaster.
•   No DPA deals other than Chenoa.
•   Delays caused by 3rdparties other than GLG required service providers.GLG reserves the right to amend, terminate, or withdraw the Closing Guarantee at anytime without prior notice.